Last updated: May 11, 2026
By accessing and using the Silent Chapter website (silent-chapter.com), you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.
You may use our website for lawful purposes only. You agree not to:
The content on this website, including text, graphics, logos, images, and software, is the property of Silent Chapter and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.
The information provided on this website is for general informational purposes only and does not constitute financial advice. Silent Chapter provides personalized retirement planning and pension advisory services through formal consultation arrangements only.
You should not rely on website content as a substitute for professional financial advice tailored to your specific circumstances. Always seek professional guidance before making financial decisions.
All service prices listed on our website are in Australian Dollars (AUD) and are subject to change without notice. We reserve the right to modify, suspend, or discontinue any service at any time.
By submitting information through our contact forms or other communication channels, you grant Silent Chapter permission to use, store, and process that information for the purpose of providing our services and communicating with you.
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. You access third-party websites at your own risk.
Our website and services are provided "as is" without any warranties, express or implied. We do not warrant that:
To the maximum extent permitted by law, Silent Chapter shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the website or services.
You agree to indemnify and hold Silent Chapter harmless from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the website or violation of these Terms of Use.
These Terms of Use are governed by the laws of Victoria, Australia. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Victoria, Australia.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes your acceptance of the modified terms.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
If you have questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: Level 12, 140 William Street, Melbourne VIC 3000, Australia